Warm Texas neighborhood at golden hour

Licensed Mortgage Broker · Dallas, Texas

Your Texas Home Loan Partner

We guide Texas families, first-time buyers, and investors through every step of the home loan process — with warmth, expertise, and a personal touch.

NMLS# 2449500

Licensed Mortgage Broker

SML of Texas Licensed

Dept. of Savings & Mortgage Lending

Equal Housing Lender

Fair lending for all Texans

Serving Dallas Since 2010

15+ years of local expertise

Loan products

Find the Right Loan for Your Journey

From first-time buyer programs to jumbo financing, we match you with the loan that fits your life.

Conventional Loan

Most Popular

Flexible financing for buyers with strong credit. Competitive rates, low down payment options, and no upfront mortgage insurance with 20% down.

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FHA Loan

First-Time Buyers

Government-backed loans designed for first-time buyers. Lower credit score requirements and down payments as low as 3.5%.

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VA Loan

Veterans & Military

Exclusive benefits for veterans, active-duty service members, and eligible spouses. No down payment required and no private mortgage insurance.

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USDA Loan

Rural & Suburban

Zero down payment financing for eligible rural and suburban properties in Texas. Income limits apply — ask us if your area qualifies.

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Jumbo Loan

High-Value Homes

Financing above conventional loan limits for luxury homes and high-value properties in the Dallas metro area. Competitive rates for qualified borrowers.

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DSCR Loan

Investors

Qualify based on rental property cash flow — not personal income. Ideal for investors and self-employed borrowers building a real estate portfolio.

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Reverse Mortgage

62+ Homeowners

Homeowners 62+ can convert home equity into tax-free income with no monthly mortgage payments required. A smart retirement planning tool.

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Dallas Homes and Loans team meeting with clients

Why choose us

A Partner You Can Trust, Right Here in Dallas

We're not a call center. We're your neighbors — and we take that seriously.

Deep Local Expertise

We know the Dallas market inside and out. From neighborhoods to lenders, our local knowledge works for you.

Personalized Guidance

Every borrower is different. We take the time to understand your goals and find the loan that truly fits.

Fast, Smooth Closings

Our streamlined process and lender relationships help you close on time — without the stress.

SML of Texas Licensed

We are fully licensed by the Department of Savings and Mortgage Lending of the State of Texas, so you can borrow with confidence.

Happy family in front of their new Texas home

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Ready to Find Your Loan?

Tell us a little about yourself and a member of our team will reach out within one business day.

By submitting this form, you consent to be contacted by Dallas Homes and Loans regarding your mortgage inquiry. We do not sell your information. NMLS# 2449500.

Dallas Homes and Loans | NMLS# 2449500 | Licensed by the Department of Savings and Mortgage Lending of the State of Texas | Equal Housing Lender | [Office Address], Dallas, TX

Dallas Homes and Loans | DBA Texas Homes and Loans | NMLS# 2449500 | Licensed by the Department of Savings and Mortgage Lending of the State of Texas | Equal Housing Lender | 1814 Capital Drive Suite 100, Tyler, TX 75701

Dallas Homes and Loans

A trusted mortgage loan brokerage serving Texas homebuyers and investors. Also doing business as Texas Homes and Loans. We guide every borrower — from first-time buyers to seasoned investors — with expertise and care.

(469) 799-2924
Equal Housing Lender

NMLS# 2449500 — Dallas Homes and Loans (DBA Texas Homes and Loans) is licensed by the Department of Savings and Mortgage Lending of the State of Texas. To verify our license, visit the NMLS Consumer Access website. This site is operated by Dallas Homes and Loans and may also be reached at texashomesandloans.com.

Fair Lending Notice: We are committed to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

© 2026 Dallas Homes and Loans | DBA Texas Homes and Loans. All rights reserved.

Licensed by the Dept. of Savings and Mortgage Lending of Texas | Equal Housing Lender