About us
An East Texas Entrepreneur Who Knows How to Buy Right
Timothy Williams built businesses, negotiated deals, and learned the hard way what it means to buy property right. Now he puts that experience to work for Texas homebuyers and investors.
Our story
From the small town of Brownsboro to Baylor University and beyond to Your Home Loan
Timothy Williams is not your typical mortgage broker. As a Baylor University and University of Texas of Tyler student and graduate who majored in Finance and Entreprenuership, and and lifelong East Texas entrepreneur, he spent four decades building businesses — restaurants in various cities and towns around Texas, golf courses near Houston and Tyler — before turning his focus to helping Texas families navigate one of the biggest financial decisions of their lives.
Through years of buying, selling, and developing commercial and residential property, Timothy learned a lesson he now shares with every client: people can build real wealth through real estate, but only if they buy it right. That philosophy is the foundation of Dallas Homes and Loans.
As a licensed mortgage broker (NMLS# 1976389), Timothy shops a network of 20+ lenders to find the loan that truly fits your situation — not just the easiest one to close. His independence means his loyalty is always to you. And his East Texas roots mean he understands the communities, the people, and the values that make Texas home.
What we stand for
The Principles Behind Every Loan We Close
Buy It Right
Timothy's core philosophy: a good loan is one that positions you to build wealth — not just get to closing day. We make sure the numbers work for your future.
East Texas Roots
Born and raised in East Texas, Timothy understands the communities, the people, and the values that define this state. You are not a file number here.
Independent Advocacy
As a broker, we shop 20+ lenders on your behalf. Our loyalty is to you — not to any single bank or institution.
Community Giving
A portion of our profits supports organizations helping orphans and children in need. Doing well and doing good are not mutually exclusive.
Licensing & compliance
Licensed, Regulated, and Accountable
NMLS# 2449500 | Loan Officer NMLS# 1976389
Licensed by the Department of Savings and Mortgage Lending of the State of Texas
Equal Credit Opportunity: We are committed to the Equal Credit Opportunity Act. We do not discriminate against any credit applicant on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class.
Ready to Start Your Home Loan Journey?
No obligation, no credit impact. Let's find the right loan for your family.
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