Fair Lending Notice — Dallas Homes and Loans

Our Commitment to Equal Housing

Dallas Homes and Loans (DBA Texas Homes and Loans) is committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Fair Housing Act

We comply fully with the Fair Housing Act (Title VIII of the Civil Rights Act of 1968), which prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability.

Equal Credit Opportunity Act (ECOA)

We comply with the Equal Credit Opportunity Act, which prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because the applicant receives income from a public assistance program.

Home Mortgage Disclosure Act (HMDA)

As required by federal law, we collect and report mortgage lending data under the Home Mortgage Disclosure Act. This data helps regulators and the public identify possible discriminatory lending patterns and enforce anti-discrimination statutes.

Community Reinvestment Act (CRA)

We are committed to meeting the credit needs of all communities we serve, including low- and moderate-income neighborhoods, consistent with safe and sound lending practices.

How to File a Complaint

If you believe you have been discriminated against in violation of fair lending laws, you may contact:

U.S. Department of Housing and Urban Development (HUD): www.hud.gov or 1-800-669-9777
Consumer Financial Protection Bureau (CFPB): www.consumerfinance.gov or 1-855-411-2372
Texas Department of Savings and Mortgage Lending: www.sml.texas.gov